A car accident can be a traumatic experience. Even if you have been in a car accident before, dealing with a third-party claim might be challenging, as multiple pirates are involved. Sometimes the third-party owner might not even have insurance, making it tricky for you to get compensation for your losses. Whether the at-fault party has insurance or not, you need to determine a legal way to seek benefits for the damages you have sustained.
If the third party causes any injuries or property damages, you are entitled to ask them for compensation covering your medical bills and repair expenses. Additionally, the third party’s insurance company is liable to provide benefits for economic and personal losses faced by the victim. However, dealing with the insurance company will not be simple, so it would be best to hire an Albuquerque auto accident attorney to protect your rights.
How to file a successful third-party claim?
1. Call 911
The foremost essential thing to do after any accident is to call the police and inform them about the accident. When you are the first to notify the authorities, it benefits you as a responsible citizen, and even if you were at fault in the accident, you might get specific compensation.
Additionally, the official report made by the police is an essential piece of evidence in your case to prove your injuries and damages to the insurance company and court. Even though most car accidents are settled outside court, sometimes, when the parties cannot find common ground, the matter might reach court.
Nevertheless, in a court case, the official police report holds excellent value in proving the losses of all the parties involved and how much compensation one should get.
2. Ask the third-party drive for details.
Be specific when you are asking for information from the other driver. You must be clear about their policies, insurance, and other essential data regarding the accident. Additionally, you must ask them for their contact number, address, full name, license plate number, etc.
All this information is necessary for you to file a claim against them. Moreover, in a third-party claim having their driver’s license plate number and insurance policy number is crucial to ensure you get compensated for work losses. Most third-party claims are challenging to file, and without these things, you might not be able to claim your damages.
So make sure you have all the details while investigating all the information of the at-fault party and leave no room for mistakes.
